fix: 支付页协议区去冗余——协议同意已在登录环节完成（合规勾选），支付页改为一行纯说明链接（无同意语义），减少转化摩擦

client/src/pages/payment/payment.vue

@@ -69,19 +69,15 @@
           class="pay-btn"
           :loading="loading"
           :disabled="loading"
-          :class="{ unagreed: !payAgreed }"
           @click="handlePay"
         >
           <text class="pay-btn-text">立即支付 ¥{{ currentPrice }}</text>
         </button>
         <view class="pay-agreement-row">
-          <view class="pay-checkbox" :class="{ checked: payAgreed }" @click="payAgreed = !payAgreed">
-            <text v-if="payAgreed">✓</text>
-          </view>
           <text class="pay-agreement-text">
-            我已阅读并同意
+            会员服务说明：
             <text class="pay-agreement-link" @click.stop="openAgreement('terms')">《用户协议》</text>
-            和
+            ·
             <text class="pay-agreement-link" @click.stop="openAgreement('privacy')">《隐私政策》</text>
           </text>
         </view>
@@ -136,7 +132,6 @@ const currentPrice = computed(() => PLAN_MAP[selectedPlan.value].price)
 const currentProductId = computed(() => PLAN_MAP[selectedPlan.value].productId)
 
 const loading = ref(false)
-const payAgreed = ref(false) // 协议勾选：默认不勾选，用户自主选择（审核合规）
 // H5 支付相关状态
 const h5PayUrl = ref('')
 const showH5Fallback = ref(false)
@@ -158,10 +153,6 @@ async function openAgreement(type) {
 }
 
 async function handlePay() {
-  if (!payAgreed.value) {
-    uni.showToast({ title: '请先阅读并勾选同意《用户协议》和《隐私政策》', icon: 'none' })
-    return
-  }
   if (!userStore.isLoggedIn) {
     uni.showToast({ title: '请先登录', icon: 'none' })
     return
@@ -597,14 +588,6 @@ onShareAppMessage(() => ({
 </style>
 <style scoped>
 .pay-agreement-row { display: flex; align-items: center; justify-content: center; gap: 6px; margin-top: 10px; }
-.pay-checkbox {
-  width: 18px; height: 18px; border-radius: 4px;
-  border: 1.5px solid var(--text-muted); background: var(--glass-bg);
-  display: flex; align-items: center; justify-content: center;
-  font-size: 12px; color: #fff; flex-shrink: 0;
-}
-.pay-checkbox.checked { background: var(--color-brand); border-color: var(--color-brand); }
 .pay-agreement-text { font-size: 11px; color: var(--text-tertiary); }
 .pay-agreement-link { color: var(--color-brand); }
-button.unagreed { opacity: 0.55; }
 </style>